Accounting Outsourcing Indonesia: Accountant vs. Bookkeeper

Top Reasons to Choose Accounting Outsourcing in Indonesia

  • InCorp Editorial Team
  • 11 September 2025
  • 5 minutes reading time

Accounting Outsourcing Indonesia has grown increasingly popular among both local and foreign enterprises. Business owners are drawn to outsourced bookkeepers and accountants for their cost-efficiency, scalability, and ability to reduce operational risks.

However, before you decide to outsource your accounting tasks, it’s crucial to understand the difference between a bookkeeper and an accountant — so you can choose the right solution.

The Difference Between an Accountant and a Bookkeeper

To outsource effectively, you need to understand the roles involved. While bookkeepers and accountants are integral to managing finances, they serve different purposes. Knowing these differences helps you decide which service your business needs most.

What Does a Bookkeeper Do?

Bookkeeping is the process of recording daily financial transactions in a structured and accurate manner. Bookkeepers:

  • Manage financial records consistently
  • Handle data entry, invoices, and reconciliations
  • Do not provide financial analysis or advice

In Indonesia, bookkeepers don’t need a university degree but typically have certifications or vocational training in accounting or finance.

What Does an Accountant Do?

Accounting is a more strategic function focused on interpreting financial data. Accountants:

  • Analyze records provided by bookkeepers
  • Offer tax planning and business advice
  • Assist with audits and financial forecasting

Accountants in Indonesia are typically degree holders and often certified (CA or CPA). They may also specialize in taxation, compliance, or forensic accounting.

Regulatory Environment for Accounting in Indonesia

Compliance is a key reason companies turn to Accounting Outsourcing Indonesia. Local laws and standards are specific, and failing to meet them can result in audits or penalties. Here’s what you need to know.

Accounting Standards You Must Follow

Indonesian businesses must comply with local financial standards known as SAK (Standar Akuntansi Keuangan). These include:

  • SAK: For public entities
  • SAK ETAP (Entitas Tanpa Akuntabilitas Publik): For private entities
  • SAK EMKM (Entitas Mikro, Kecil, dan Menengah): For micro, small, and medium enterprises
  • SAK Syariah: For Islamic-based businesses

Foreign-owned companies must maintain records in Indonesian Rupiah and Bahasa Indonesia unless permitted otherwise by the tax office.

Updated Tax and Audit Requirements

Recent updates under PMK 15/2025 redefine the audit framework in Indonesia. Highlights include:

  • Clearer tax audit timelines and notification processes
  • Businesses must store financial records for at least 10 years
  • Mandatory audits for companies with assets over IDR 50 billion (~USD 3.3 million), those listed publicly, or those handling public funds

These developments make outsourcing an even more strategic move to avoid non-compliance.

The Hidden Cost of an In-House Accounting Team

While some businesses prefer to keep accounting internal, this route is often more expensive and less efficient, particularly for growing companies or startups.

High Training and Operational Costs

Hiring full-time accountants means absorbing fixed expenses such as:

  • Salaries
  • Employee benefits and insurance
  • Training, onboarding, and administrative support
  • Paid leave and overtime

Recruitment Risks and Scalability Issues

Finding a qualified, long-term accounting professional can be costly and uncertain. If a hire doesn’t work out, time and resources are wasted. Outsourcing removes this risk and allows you to scale services according to business demand—without hiring additional staff.

Why InCorp is the Right Partner for Accounting Outsourcing in Indonesia

Choosing the right provider is crucial. At InCorp Indonesia (an Ascentium Company), we offer end-to-end solutions for accounting outsourcing in Indonesia, covering bookkeeping and accounting functions with full regulatory compliance. Here’s why:

  • Access to certified accountants and trained bookkeepers
  • Full compliance with SAK and tax regulations
  • Focus on core operations while we manage the numbers
  • Flexible service packages—scale up or down as needed
  • Minimize errors, avoid late fees, and improve financial visibility

If you struggle to keep up with your accounting responsibilities or want more efficient processes, it’s time to speak with a professional.

Get started with InCorp Indonesia and fill out the form below to receive a custom consultation. Let us help you stay compliant, save costs, and gain control of your business finances.

Frequently Asked Questions

What is accounting outsourcing in Indonesia?

Accounting outsourcing in Indonesia refers to hiring external professionals to handle bookkeeping, tax, and financial reporting tasks instead of managing them in-house.

What is the difference between a bookkeeper and an accountant?

A bookkeeper records daily transactions, while an accountant analyzes those records to provide financial advice, tax planning, and decision-making support.

Why do companies outsource accounting in Indonesia?

Companies outsource to reduce costs, access certified expertise, comply with local regulations, and scale accounting services based on business needs.

What are the accounting standards in Indonesia?

Businesses must follow SAK standards, including SAK ETAP, SAK EMKM, or SAK Syariah, depending on their size and type of operations.

Is it cheaper to outsource accounting than build an internal team?

Yes. Outsourcing eliminates the cost of recruitment, training, and employee benefits, offering a more cost-effective and scalable solution.

Verified by

Rusni Djohardi

Chief Financial Officer at InCorp Indonesia

Rusni Djohardi is a senior finance executive with over two decades of experience in auditing, mergers and acquisitions, and financial management across corporate and commercial real estate sectors. She holds... Read more

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