How US Citizens Can Secure a Retirement KITAS in Indonesia

How US Citizens Can Get a Retirement KITAS in Indonesia

  • InCorp Editorial Team
  • 17 October 2025
  • 6 minutes reading time

If you’re a US citizen considering a peaceful, affordable, and culturally rich place to retire, Indonesia offers one of the most appealing options in Southeast Asia. The country has tropical landscapes and a warm climate, making it an excellent choice for retirees. It provides a long-stay visa called the retirement KITAS, which offers an exciting start to retirement. 

This permit allows foreigners to legally retire in Indonesia while enjoying many lifestyle and cost-of-living advantages. This guide offers essential information on eligibility, property requirements, and the simple application process for an Indonesian retirement KITAS, making the experience seamless. 

Top Reasons US Citizens Should Retire in Indonesia 

For good reason, Indonesia has become a favorite retirement destination for many US citizens. With its affordable cost of living, warm tropical weather, and rich cultural experiences, retirees can stretch their savings while enjoying a peaceful lifestyle. Here’s why: 

  • Affordable Living: Housing, food, and healthcare are much cheaper than in the US. 
  • Tropical Climate: Enjoy warm weather and sunshine all year. 
  • Relaxed Lifestyle: Ideal for stress-free, peaceful living. 
  • Active Expat Communities: Easy to connect and build a social life. 
  • Easy Long-Term Stay: The retirement KITAS offers a smooth visa process. 
  • Affordable Domestic Help: Daily living support is easily accessible. 

With its balance of comfort, cost, and community, retiring in Indonesia is a practical and rewarding choice.

Retirement Visa Requirements for US Citizens 

Indonesia offers two types of retirement visas for US citizens: the General Retirement Visa (E33F) and the Silver Hair Visa (E33E). Each serves different age groups and offers unique benefits depending on your preferences. 

Requirement General Retirement Visa (E33F) Silver Hair Visa (E33E) 
Minimum age 55 years 60 years 
Sponsor Required (via local visa agency) Not required 
Income proof USD 1,500/month (or USD 18,000/year) USD 3,000/month 
Lease requirement 1-year lease agreement Ownership or lease accepted 
Helper requirement Must employ one local domestic helper Not required 
Insurance Must hold valid health and life insurance Must hold valid insurance 
Validity 1 year, renewable up to 5 years 5 years, renewable 

Both visas grant full residency rights during their validity periods, making it easier to retire in Indonesia under a legal, renewable status. 

How to Fulfill the Lease Condition for Your Retirement Stay Permit for a US Citizen   

One key requirement of the retirement KITAS is proof of a valid, long-term accommodation lease in Indonesia. Whether applying under the E33F or E33E visa type, authorities require evidence that you have a stable place to reside. Here’s what’s needed: 

  • Minimum Lease Term: The property lease must be valid for at least 12 months. 
  • Eligible Properties: You can lease a house, villa, or apartment—it must be a legal residential property. 
  • Required Documents: 
    • Signed the rental agreement in your name 
    • Copy of the property owner’s ID (KTP) 
    • A basic proof of address, such as a utility bill or property tax letter 
  • Notarization: Some immigration offices may request the lease to be notarized for verification. 
  • Location: The property must be in a region approved for retirement stay permits. 

While retirement KITAS holders cannot legally own property, leasing is a fully legal and accepted route that meets visa conditions. 

Step-by-Step Guide to Apply for a Retirement KITAS for a US Citizen 

How US Citizens Can Secure a Retirement KITAS in Indonesia

Applying for a retirement KITAS is easy with the help of a licensed visa agent. Here’s how it works: 

  • Pick Your Visa Type: Based on age, you can choose between the General Retirement Visa (E33F) or the Silver Hair Visa (E33E). 
  • Prepare Your Documents: 
    • Valid passport 
    • Health and life insurance 
    • 1-year property lease 
    • Proof of hiring a helper (for E33F) 
    • Sponsor documents (for E33F) 
  • Apply through a Visa Agency: E33F requires a local sponsor, so you must go through a visa agency like InCorp Indonesia. E33E does not require a sponsor. 
  • Get Your Visa and Enter Indonesia: Once approved, you’ll receive an e-visa to enter the country. 
  • Convert Your Visa to a KITAS: After arrival, visit the immigration office for fingerprinting and final processing. 
  • Receive Your KITAS: Your retirement KITAS will be issued and valid for 1 or 5 years, depending on your visa type.

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Your Retirement in Indonesia Starts with the Right Support 

Moving abroad should feel exciting—not overwhelming. At InCorp Indonesia (an Ascentium Company), we’re here to make your transition to retirement in Indonesia smooth, legal, and stress-free. We provide comprehensive support throughout the retirement KITAS process, ensuring you feel secure and well-cared for. 

InCorp handles the full retirement KITAS process, from paperwork and visa sponsorship to ongoing support. We can also help you find the right home or villa. We also handle all the legal checks and due diligence to keep everything worry-free. 

We also assist with other visa options, such as: 

Complete the form below and enjoy retirement with peace of mind, knowing that every detail is managed professionally.

Frequently Asked Questions

Can US citizens retire in Indonesia legally?

Yes, US citizens can retire in Indonesia by applying for a retirement KITAS. This visa allows long-term stay and access to various benefits, such as affordable living and local services.

What are the requirements for a retirement visa in Indonesia?

To retire in Indonesia, you must be at least 55 years old (for E33F) or 60 (for E33E), show proof of income, lease a property for one year, and have valid health insurance. The E33F also requires you to hire a local helper.

Can I own property if I retire in Indonesia?

While a retirement visa does not allow you to legally own property, you can retire in Indonesia by leasing a house, villa, or apartment for at least 12 months.

What’s the difference between the E33F and E33E retirement visas?

Both allow you to retire in Indonesia, but the E33F is for applicants aged 55+ and requires a sponsor and a domestic helper. The E33E is for those 60+ and doesn’t need a sponsor or helper, with a more extended validity period (5 years).

How can I apply for a retirement KITAS easily?

The easiest way to retire in Indonesia is to work with a licensed visa agency like InCorp Indonesia. We assist with paperwork, sponsorship (if required), and immigration processing, making your transition smooth and compliant.

Verified by

Ales Cina

Consulting Manager at InCorp Indonesia

Aleš manages solution delivery at InCorp Indonesia, optimizing incorporation processes and client relationships. His experience in internal auditing, retail, and sales offers valuable global insights. Aleš, with a degree in... Read more

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The information is provided by PT. Cekindo Business International (“InCorp Indonesia/ we”) for general purpose only and we make no representations or warranties of any kind. We do not act as an authorized government or non-government provider for official documents and services, which is issued by the Government of the Republic of Indonesia or its appointed officials. We do not promote any official government document or services of the Government of the Republic of Indonesia, including but not limited to, business identifiers, health and welfare assistance programs and benefits, unclaimed tax rebate, electronic travel visa and authorization, passports in this website.